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Decide-in essential. Account will need to have Original qualified immediate deposits, need to be in excellent standing and possess an activated chip-enabled debit card to choose-in. Ongoing suitable direct deposits together with other standards apply to keep up eligibility for overdraft safety. Only debit card purchase transactions are eligible for overdraft security and overdrafts are paid out at our discretion. We reserve the ideal not to pay back overdrafts. By way of example, we may not fork out overdrafts In case the account isn't in superior standing, or just isn't obtaining ongoing qualified direct deposits, or has a lot of overdrafts.